Property & Casualty

BGIA understands the unique exposures faced by public entities and designs customized programs to guard against losses.

Our Property & Casualty division provides tailored risk management solutions, transferring the risk inherent in the operations of a Public Entity to third parties including insurance companies and Joint Insurance Funds. We have access to the leading public entity insurance markets and work with top-rated carriers to provide the most comprehensive coverage possible at the best possible cost, including:

General and Automobile Liability
Workers’ Compensation
Employment Practices Liability
Professional Liability for Public Officials, Police/Law Enforcement, Firefighters, EMT/Paramedics and Educators
Volunteer Accident (such as Homeland Security and Emergency Management Volunteers)
Environmental Liability
Cyber Insurance
Property Insurance
Aviation Insurance including Unmanned Aeronautic Systems (Drones)

And more…

This summary is for informational purposes only. Actual coverage, services described, cost savings and outcomes depend on member participation, underwriting, policy terms, conditions and exclusions.