Property & Casualty

BGIA understands the unique exposures faced by public entities and designs customized programs to guard against losses.
Our Property & Casualty division provides tailored risk management solutions, transferring the risk inherent in the operations of a Public Entity to third parties including insurance companies and Joint Insurance Funds. We have access to the leading public entity insurance markets and work with top-rated carriers to provide the most comprehensive coverage possible at the best possible cost, including: 
  • General and Automobile Liability
  • Workers’ Compensation
  • Employment Practices Liability
  • Professional Liability for Public Officials, Police/Law Enforcement, Firefighters, EMT/Paramedics and Educators
  • Volunteer Accident (such as Homeland Security and Emergency Management Volunteers)
  • Environmental Liability
  • Cyber Insurance
  • Property Insurance
  • Aviation Insurance including Unmanned Aeronautic Systems (Drones)
And more…