Joint Insurance Fund Services
BGIA responded to a market need in 2001 when it helped organize the Garden State Municipal Joint Insurance Fund (GSMJIF).
BGIA and its affiliated companies developed and continue to manage the GSMJIF, which is the largest Joint Insurance Fund in New Jersey by population.
The experiences gained in the development and continuing management of the GSMJIF provide BGIA with an in-depth understanding of the advantages and challenges of transferring risk through traditional commercial insurance coverage or alternative arrangements such as Joint Insurance Funds and limited Self Insurance Programs.
Responding again to a market need, BGIA helped organize the Public Entity Joint Insurance Fund, which launched on January 1, 2014, bringing the benefits of the Joint Insurance Fund mechanism to a new and distinct group of New Jersey municipalities.
Visit the Garden State Municipal Joint Insurance Fund (GSMJIF).
Visit the Public Entity Joint Insurance Fund (PEJIF).