Joint Insurance Fund (JIF) Services

In addition to offering P&C Brokerage and Risk Management Services, BGIA responded to a market need in 2001 when it helped organize the Garden State Municipal Joint Insurance Fund (GSMJIF).

BGIA and its affiliated companies developed and continue to manage the GSMJIF, which is one of the largest joint insurance funds (JIF) in New Jersey by population.

Our experience has provided BGIA with an in-depth understanding of the advantages and challenges of transferring risk through traditional commercial insurance coverage or alternative arrangements such as joint insurance funds and limited self insurance programs.

BGIA offers a full range of JIF services, including:

JIF Creation

JIF Underwriting Management

JIF Risk Management

JIF Marketing Management