Business & Governmental Insurance Agency

Property & Casualty Insurance

BGIA has broad access to the insurance marketplace. We canvas the market and select only those insurance companies that meet our high standards. Paramount in the selection process are financial strength and stability, quality of coverage, level of customer service and value per premium dollar.

The following standards and coverage are carefully considered:

Financial Security and Management

• Review ratings measured by A.M. Best and S&P
• Evaluate the company's claims services record
• Evaluate the company's Loss Control Program

Property Coverage

• Property
• Inland Marine
• Boiler and Machinery
• Business Interruption
• Commercial Crime

Liability Coverage

• General Liability
• Commercial Auto
• Workers' Compensation
• Umbrella

Specialized Comprehensive Coverage

• Professional Liability for Public Officials and School Leaders
• Emergency Medical Services Liability
• Employment Practices
• Law Enforcement Liability
• Public Official Bond